山西开展省级野生动物致害补偿保险试点

Shanxi launched a at the provincial-level pilot of compensation insurance for wildlife.

为进一步完善生态补偿制度，构建野生动物致害补偿体系，促进人与自然和谐相处，山西省在晋城市沁水县、陵川县、泽州县、高平市、阳城县、和顺县，朔州市朔城区和长治市沁源县，8个县（市、区）开展省级野生动物致害补偿保险试点工作。试点期为三年。

In order to further improve the eco-compensation system, build a compensation system for wildlife, and promote the harmonious coexistence between man and nature. Shanxi Province has carried out a pilot of compensation insurance of wildlife in Qinshui County, Lingchuan County, Zezhou County, Gaoping, Yangcheng County, heshun county, Shuocheng of Shuozhou and Qinyuan County of Changzhi. The pilot period is three years.

山西省野生动物致害补偿保险是针对野猪、野鸡（包括雉鸡、石鸡）、野兔、獾、豆雁、野鸭（斑嘴鸭、绿头鸭）、野鸽（灰斑鸠、朱颈斑鸠、山斑鸠）、黄喉貂、金钱豹、豹猫、大天鹅等常见危害农作物的野生动物进行。由县级政府部门（林业局）统一办理投保手续、支付投保费用。省财政采取以奖代补的方式对试点县（市、区）进行奖补。

Compensation insurance for wildlife damage in Shanxi Province is aimed at wild boars, pheasants (including pheasants and stone chickens), rabbits, badgers, bean geese, wild ducks (spotted ducks and mallard ducks), wild pigeons (grey turtledoves, vermilion turtledoves, mountain turtledoves), yellow-throated minks, leopards, leopard cats, big swans and other common wild animals that endanger crops. The County-level government departments (forestry bureau) handle insurance procedures and pay insurance fees together. Provincial finance adopts the way of award instead of subsidy to pilot counties (cities, districts).

试点期间，每县（市、区）每年累计责任限额不超过1000万元。其中：财产损失累计限额950万元，财产损失中，农作物损失累计责任限额600万元，牲畜损失累计责任限额350万元；人身损失累计限额50万元。保险费每县（市、区）不超过120万元。在承保区域内因野生动物致害导致第三方伤残、死亡或财产损失承担经济补偿责任时，保险公司按照保险合同约定负责救助补偿。但因非法捕捉、猎杀野生动物造成伤害的，不在赔偿范围内。

During the pilot period, the annual accumulative liability limit of each county (city, district) shall not exceed 10 million yuan. Among them,The accumulative limit of property loss is 9.5 million yuan, among which, the accumulative limit of liability for crop loss is 6 million yuan, and the accumulative limit of liability for livestock loss is 3.5 million yuan; The cumulative limit of personal loss is 500,000 yuan. The accumulative limit of personal loss is 500,000 yuan. The insurance premium shall not exceed 1.2 million yuan per county (city, district). The insurance company shall indemnify the third party for injury, death or property loss caused by wildlife in the insured area according to the provisions of the insurance contract. However, injuries caused by illegal capture or killing of wildlife shall not be covered by compensation.